Financial Planning & Investment Management for People Nearing Retirement, 50+

Reduce lifetime taxes, build reliable retirement income, and know when you can retire with confidence.

Financial Planning & Investment Management for People Nearing Retirement, 50+

Reduce lifetime taxes, build reliable retirement income, and know when you can retire with confidence.

Founded in 2018

Founded & led by Gabriel Motta, CFP®, MBA, focused on retirement advice & long-term client relationships

About Inclinevest

Fiduciary | Fee-only | Independent | Objective

Inclinevest is a Wealth Management Firm Focused on Retirement Planning

We help people nearing retirement reduce taxes, build reliable retirement income, and make confident financial decisions through financial planning and investment management. As retirement approaches, the focus shifts from growing assets to turning savings into income, managing withdrawals, coordinating taxes, and knowing when work becomes optional.

Another Perspective

Get a second opinion on your investment strategy.

Identify gaps or inefficiencies

Review your investments, taxes, and risk

Understand how your strategy aligns with your goals

12 Steps to Build a Clear, Tax-Efficient Retirement Plan.

A Practical Checklist for Turning Your Retirement Savings Into Long-Term Income and Confidence

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Who We Serve

Who We Work With

Based in Greenwood Village, Colorado (Denver metro), we work with retirees and pre retirees in the Scottsdale/Prescott, Arizona areas and across the country.

We serve individuals and families across the technology and defense sectors, including those employed by some of the industry's leading organizations.

Pre-Retirees and Retirees (50+)

You want clarity on when you can retire, how much you can safely spend, and how to turn a complex portfolio into a reliable, tax-efficient income stream, with a confidence score so you know exactly where you stand.

Professionals With Complex Financial Lives

You work in tech, defense, aerospace, or executive leadership, have equity compensation, business interests, or concentrated positions, and need coordinated planning.

Wealth Transitions and Inheritances

You're navigating a major financial event and want a plan to protect and steward your assets.

Disciplined Savers Seeking Clarity

You've done well building wealth but want to optimize taxes, withdrawals, and long-term strategy so your money works harder for you.

Those Seeking Objective Advice

You want a fee-only fiduciary who sits on your side of the table, not someone selling products.

Services

Planning & Investment Services

A comprehensive, fiduciary approach built around retirement success

Retirement Planning

Determine when you can retire and build a sustainable, tax-efficient withdrawal strategy to support your lifestyle.

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Investment Strategy

Align asset allocation to your risk tolerance and time horizon, emphasizing cost control and discipline.

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Tax Efficiency Strategies

Reduce taxes over time through smart account placement, withdrawal sequencing, and opportunities like tax-loss harvesting.

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Specialized Guidance

Support for RSUs, stock and equity compensation, so complex situations don’t derail the plan.

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Our Planning Approach

The RetireWell Process™

We follow a structured process designed to bring clarity, reduce uncertainty, and support confident financial decisions at every stage.

Step 01

Free 15-Minute Call

We get to know your situation, answer your questions, and make sure we're a good fit.

Step 02

Discovery

We take a deep dive into your finances, goals, tax situation, and retirement timeline.

Step 03

Your Plan

We build a clear, integrated strategy covering income, investments, and taxes, tailored to you.

Step 04

Implementation

We put the plan into action and coordinate every moving part.

Step 05

Ongoing Guidance

We review, adjust, and evolve your plan as your life and goals change.

Investment Infrastructure

Custodial & Brokerage Platform

Index & Core Investment Strategies

iShares ETFs & Aladdin Risk Technology

Active Public Market Strategies

Fixed Income & Bond Strategies

Research & Analytics

Financial Planning & Projections

Investment Strategies

A note from Gabriel

Have Questions About Your Financial Future?

Whether you’re exploring options or simply want a second perspective, we’re here to help. Conversations are thoughtful, confidential, and focused on what matters most to you.

No obligation. Just a conversation.

Insights

Financial Decisions

Annuities: You Were Told It Was Safe. Here Is What Safe Actually Costs You.

Every year, people who have saved carefully, invested wisely, and built real wealth hand a significant portion of it to ...

Retirement income

Is the 4% Rule Safe for Retirement? What to Know Before You Rely on It

The 4% rule is one of the most widely quoted ideas in retirement planning because it gives people something concrete ...

Financial Decisions

RSU Concentration Risk: When One Company Becomes Too Much of Your Financial Future

If you work at companies like Amazon or Microsoft, your financial life may be more intertwined with your employer than ...

Guides

Essential Estate Planning Guide for High Net Worth Parents

As a financial advisor, I’ve seen firsthand how estate planning can either provide a seamless transition of wealth or create ...

Retirement income

How to Create a Tax-Efficient Retirement Income Strategy

When you move from saving for retirement to living off your investments, the rules change. The key question is no ...

Estate Planning

Do You Really Need a Trust? Estate Planning Fundamentals for Retirees

Retirement is often the moment when estate planning moves from a “someday” task to a practical priority. You have spent ...