Inclinevest focuses on long-term planning, evidence-based investing, tax-aware wealth management, and sustainable retirement income strategies. Our best relationships are with clients who value ongoing guidance and want a trusted professional to help coordinate the complexity of their financial lives.
We work with successful professionals, business owners, and retirees who have built significant wealth and want coordinated guidance around investments, taxes, retirement income, and long-term wealth planning.
Our clients are typically delegators with $1M+ in investable assets. They recognize that managing investments, taxes, retirement decisions, and financial planning can become a job in itself. They want a trusted advisor to coordinate the details and help them make informed decisions.
We do our best work with:
Ultimately, our clients have built significant wealth and recognize that managing investments, taxes, retirement planning, and financial decisions can become increasingly time-consuming and complex. They would rather spend their time enjoying their family, interests, travel, and the life their wealth was built to support.
They also value having a trusted advisor who can provide continuity for both partners. In many households, one person takes the lead on financial decisions while the other is less involved in the details. Our role is to make sure both partners understand where they stand and have someone they can rely on when important decisions arise, including during unexpected life events.
Yes. Most clients prefer the convenience and efficiency of virtual meetings, but we are happy to meet in person when appropriate.
We regularly travel to visit clients and can arrange in-person meetings when schedules and location align. For prospective clients with more complex planning needs, in-person meetings can also be coordinated after initial conversations.
We start with a complimentary, no-obligation Introductory Call or Virtual Meeting to learn what matters most to you and answer your biggest questions.
If we both agree it’s a good fit, we begin our onboarding process to gather key information, clarify your goals, and build a coordinated wealth and retirement plan. From there, we provide ongoing, proactive guidance. We meet with you regularly to review your progress and stay connected in between to ensure your plan and investments remain aligned with your evolving life.
People hire Inclinevest to help manage and organize their finances during important financial transitions and to reduce the risk and complexity of managing wealth on their own.
Many clients also want a trusted professional who understands their financial picture and can provide ongoing guidance as circumstances change.
The most common reasons people hire a financial advisor include wanting clarity about retirement readiness, managing risk, reducing taxes, planning for wealth transfer to heirs, and staying disciplined with investments.
We help clients:
As a Fee-Only Registered Investment Advisor, our only compensation comes directly from our clients. We do not sell financial products, we do not earn commissions, and we do not accept kickbacks from third parties. Furthermore, as a Fiduciary, we are legally and ethically bound to put your best interests ahead of our own at all times. This eliminates the conflicts of interest found at traditional brokerage firms and ensures our advice is entirely objective.
Several factors distinguish Inclinevest:
Independent and Fee-Only
We are not affiliated with a bank or brokerage firm and do not offer proprietary investment products. Our compensation comes directly from clients, which helps align our incentives with the families we serve.
Focused Expertise
We concentrate on comprehensive investment management and retirement planning rather than offering every possible financial service. This focus allows us to go deeper in the areas that matter most to our clients.
Planning and Portfolio Integration
Investment decisions are made within the context of a broader financial plan, including retirement income, tax considerations, and long-term wealth transfer objectives.
Yes! We work with families across the United States, as well as American expats living overseas. Since Americans living abroad generally need to maintain their accounts with an expat friendly U.S. custodian like Charles Schwab, our virtual approach is a perfect fit. Thanks to secure video conferencing and digital document signing, working with us is just as easy whether you are five miles away or five time zones away.
We believe that investing should be driven by evidence, not emotion. We do not try to time the market or chase the latest fad. Instead, we build globally diversified, low-cost portfolios tailored to your specific risk tolerance and retirement goals. While our approach is primarily passive (utilizing Exchange-Traded Funds, mutual funds and index funds), we incorporate active management where it truly counts, such as for bonds and other strategies where appropriate.
Our main focus remains on what we can control: tax efficiency, keeping investment costs low, and maintaining discipline during market volatility. Additionally, for clients with a higher risk tolerance, we can discuss and advise on alternative investments.
Yes, with your permission, we will collaborate with your tax professional and estate attorney to ensure your investment strategy, tax planning, and legacy goals are perfectly aligned and nothing falls through the cracks. If you do not currently have a tax professional or estate planner, we are happy to introduce you to trusted experts in our network.
While we typically schedule dedicated review meetings once or twice a year to review your financial plan and portfolio, we are always available in between. Whenever you have a question about your financial life, simply send us an email or schedule a quick meeting directly on our calendar.
Our fees are customized for your particular situation.
We specialize in helping investors who need and want a long-term relationship. A proactive, ongoing service model allows us to continuously refine your financial strategy and plan as your life and the markets change. Because of this, we typically do not offer one-time project services or hourly engagements.
Inclinevest uses Charles Schwab & Co., Inc. as the independent custodian for client investment and retirement accounts.
Schwab holds your assets in your name, executes trades, and provides account statements and annual tax reporting directly to you and the IRS. Inclinevest does not take custody of client assets.
You maintain full ownership and control of your accounts and can access them at any time through Schwab’s secure client portal.
No. We guide you through the entire process to make the transition as smooth as possible.
Once you decide to become a client, we open your new accounts at Charles Schwab & Co., Inc. and can handle most of the transfer paperwork electronically. In most cases, assets transfer securely and efficiently within one to two weeks.
Throughout the transition, you retain visibility into your accounts and ownership of your assets.
We believe financial planning should be transparent and easy to understand. Here are some common questions people ask before working with Inclinevest.
If you don’t see your question here, feel free to reach out — we’re always happy to have a conversation.
