Spanish-Speaking Financial Advisor for Business Owners and High-Net-Worth Families
Managing significant wealth can involve decisions that reach well beyond investments. For Latino business owners, executives, and families, those decisions may include selling a business, investing proceeds, planning for retirement, managing taxes, and transferring wealth to the next generation.
I’m Gabriel Motta, CFP®, MBA, AWMA™, founder of Inclinevest Wealth Management. I work with individuals and families in English and Spanish, providing independent financial planning and investment management for people who want experienced advice and a coordinated view of their finances.
Based in Colorado and serving clients nationwide through virtual meetings.
Advice for the Financial Decisions That Come With Building Wealth
Building a successful business or career can create substantial wealth. Managing that wealth often brings a different set of questions about investments, taxes, retirement, family priorities, and what comes next.
Inclinevest helps bring those decisions together in a coordinated financial plan. We work with business owners and other affluent households, including people who want to discuss their financial lives in Spanish.
Business Sale and Liquidity Planning
Selling a company can change your financial picture overnight. We help you evaluate how the proceeds fit into your broader wealth plan, investment strategy, retirement goals, and future spending.
Investments, Retirement and Taxes
Coordinate your portfolio, retirement income, tax-aware investment decisions, and other financial priorities instead of treating each decision in isolation.
Inheritance and Wealth Transfer
Plan for inherited assets, family wealth, and the financial decisions that come with transferring assets to the next generation, working alongside your tax and legal professionals.
You Built the Business. What Comes Next?
For many business owners, a large share of their wealth is tied to the company they have spent years building. A sale, partial exit, succession plan, or major distribution can raise questions that are difficult to answer one at a time.
Financial planning can help you understand how a business transition may affect your personal finances and what decisions deserve attention before and after a transaction.
Our role is to help you evaluate the financial picture, develop an investment and planning strategy, and coordinate with the professionals who advise you on tax, legal, and business matters.
Learn more about our financial planning and wealth management services.
Planning Areas We Can Address
- Preparing your personal finances for a business sale
- Evaluating how sale proceeds may support long-term goals
- Developing an investment strategy for newly liquid wealth
- Planning for retirement income and future spending
- Coordinating investment decisions with tax considerations
- Reviewing inheritance, gifting, and wealth-transfer goals
Tax and legal matters are coordinated with your CPA, tax professional, and attorney. Inclinevest does not provide legal services or replace your tax preparer.
A Wealth Management Resource for Your Latino Business-Owner Clients
If you advise Latino business owners or Spanish-speaking families, you may have clients whose financial needs extend beyond tax preparation and compliance. They may be preparing to sell a company, have recently received substantial proceeds, be approaching retirement, or need a coordinated investment strategy.
Inclinevest can serve as a financial planning and investment management resource for clients who would benefit from working with a Spanish-speaking financial advisor.
We respect the relationship you have with your client. Our role is to work alongside the client's existing CPA and other professional advisors, with appropriate client authorization, so investment and financial planning decisions can be considered in the context of the client's broader situation.
Situations Where an Introduction May Help
- A business owner is considering a sale or succession
- A client has recently received proceeds from a business sale
- A household needs an investment strategy for substantial assets
- A client is approaching retirement or planning retirement withdrawals
- A family needs help organizing investments and long-term goals
- A Spanish-speaking client would prefer to discuss financial decisions in Spanish
How We Help
The right advice depends on your circumstances, the wealth you have accumulated, and the decisions ahead. Our work brings the major parts of your financial life into one coordinated view.
Comprehensive Financial Planning
Review your assets, income, expenses, goals, and financial priorities to understand where you stand and what decisions may need attention.
Investment Management
Develop and manage a diversified investment strategy based on your goals, risk tolerance, time horizon, and overall financial circumstances.
Retirement and Tax-Aware Planning
Evaluate retirement income, withdrawals, tax-sensitive investment decisions, and other planning questions in coordination with your tax professional.
Independent, Fee-Only Fiduciary Wealth Management
The way a financial advisor is paid matters. It helps explain what services the advisor provides and whether compensation may be tied to selling particular financial products.
Inclinevest is an independent, fee-only registered investment advisory firm. We are compensated by clients for financial planning and investment advisory services, rather than earning commissions from selling investment or insurance products.
When providing advisory services, we act as fiduciaries. That means we have a duty to act in our clients' best interests within the scope of the advisory relationship and to address conflicts of interest as required.
Read more about how fee-only financial advice works and what fiduciary responsibility means.
What Fee-Only Means at Inclinevest
- We are paid directly by clients for our advisory services.
- We do not earn commissions for selling insurance, annuities, mutual funds, or other financial products.
- We do not receive compensation from investment companies or other third parties for product sales.
- Our recommendations are not restricted to a proprietary lineup of investment products.
What Fiduciary Means
A fiduciary has legal duties in the advisory relationship, including acting in the client's best interests and addressing relevant conflicts. Fee-only compensation and fiduciary status are important considerations when evaluating an advisor, but they do not eliminate every possible conflict or guarantee investment results.
Learn more about our approach on the Inclinevest team and firm page.
Experience in Wealth Planning and Financial Advice
I began my career in financial services in 2004 and have worked in wealth planning, financial advising, leadership, and management at large financial institutions, including GE Capital, UBS Financial Services, U.S. Bank, Bank of America, and BBVA, now PNC Bank.
At UBS, I served as the Regional Wealth Planning Analyst covering Colorado, where I completed hundreds of financial and investment plans for high-net-worth and ultra-high-net-worth households. At U.S. Bank and BBVA, I led teams, managed financial advisors, and oversaw client relationships.
That background informs my work today: looking beyond a portfolio to consider how investments, retirement, taxes, and major financial decisions fit together.
I hold the CFP® certification, an MBA, and the Accredited Wealth Management Advisor™ designation.
Who We Work With
- Latino and Hispanic business owners
- Business owners planning for a sale or transition
- Executives and high-income professionals
- Individuals and families with significant investments
- People approaching retirement or already retired
- Spanish-speaking households seeking ongoing financial advice
Inclinevest is based in Greenwood Village, Colorado, and serves clients throughout the United States through virtual meetings.
¿Prefiere hablar de sus finanzas en español?
Puede conocer más sobre nuestros servicios de planificación financiera y administración de inversiones en nuestra página en español.
Trabajamos con personas, familias y dueños de negocios que buscan orientación financiera independiente para inversiones, jubilación, venta de negocios y transferencia de patrimonio.
Spanish-Speaking Financial Advice Across the United States
Inclinevest Wealth Management is based in Greenwood Village, Colorado, and works virtually with individuals, families, business owners, and executives throughout the country. We provide financial planning and investment management in English and Spanish for households whose needs fit our services.
We welcome inquiries from Latino and Hispanic business owners, professionals, and affluent families in major markets across the United States.
Texas
Spanish-speaking financial planning and wealth management for business owners, executives, and families in Houston, Dallas–Fort Worth, Austin, and San Antonio.
California
Financial advice for Latino business owners and affluent households in Los Angeles, Orange County, San Diego, and the San Francisco Bay Area.
Florida
Virtual financial planning and investment management for Spanish-speaking professionals, entrepreneurs, and families in Miami, Fort Lauderdale, Tampa, and Orlando.
Arizona
Wealth management and retirement planning for business owners, professionals, and families in Phoenix, Scottsdale, and surrounding communities.
Colorado
Based in Greenwood Village, we serve business owners, executives, retirees, and affluent families throughout Denver and surrounding communities.
Across the United States
Our virtual advisory model allows us to work with individuals and families in other states who are looking for a Spanish-speaking financial advisor and ongoing financial planning and investment management.
Spanish-Speaking Financial Advisor FAQs
Do you work with Latino and Hispanic business owners?
Yes. Inclinevest works with business owners, executives, professionals, and families, including Latino and Hispanic households seeking financial advice in English or Spanish. Planning may involve investments, retirement, business sale proceeds, inheritance, and long-term wealth management.
Can a financial advisor help after I sell my business?
A financial advisor can help you evaluate how sale proceeds fit into your overall financial plan, develop an investment strategy, assess retirement goals, and coordinate financial decisions with your CPA and attorney. Tax and legal outcomes depend on your individual circumstances and should be reviewed with the appropriate professionals.
Can CPAs refer Spanish-speaking clients to Inclinevest?
Yes. CPAs and tax professionals can contact Inclinevest about a potential introduction for clients who need financial planning or investment management in English or Spanish. We can work alongside a client's existing tax and legal professionals, with appropriate authorization.
What should a business owner consider before selling a company?
Important questions may include how a sale affects personal cash flow, retirement goals, investment concentration, taxes, estate planning, and the timing of major financial decisions. Your CPA, attorney, transaction advisors, and financial advisor can each contribute to different parts of the process.
What is a fee-only financial advisor?
A fee-only advisor is compensated by clients for advisory services rather than receiving commissions for selling financial products. Inclinevest does not earn commissions from investment or insurance product sales. You can read more on our fee-only financial advice page.
What does it mean for a financial advisor to be a fiduciary?
When providing advisory services, a fiduciary has a duty to act in the client's best interests within the scope of the advisory relationship and to address conflicts of interest as required. Read more about fiduciary financial advice.
Does Inclinevest sell financial products or earn commissions?
No. Inclinevest is fee-only and does not earn commissions from selling insurance, annuities, mutual funds, or other financial products. Clients pay us for the financial planning and investment advisory services we provide. For details about our services and compensation, see Services & Fees.
Where does Inclinevest work with clients?
Inclinevest is based in Greenwood Village, Colorado, and serves clients nationwide through virtual meetings. The firm works with individuals and families whose needs fit its financial planning and investment management services.
How do I get started?
You can contact Gabriel Motta through the Inclinevest contact page to discuss your circumstances and determine whether the firm may be a fit for your needs.
Related Financial Planning Resources
Explore our approach to financial planning, investment management, and the advisory relationship.
Let's Discuss Your Financial Priorities
Whether you own a business, are preparing for retirement, have recently sold a company, or want a coordinated approach to managing your wealth, a conversation can help determine whether Inclinevest is the right fit.
You can get in touch in English or Spanish to discuss your situation and the services you may need.
Inclinevest Wealth Management is an independent, fee-only registered investment advisory firm. Advisory services are provided in accordance with applicable agreements and disclosures.