Financial Advisor for Aerospace & Defense Professionals
Independent, fee-only financial planning and wealth management for professionals, executives, and families working in aerospace, defense, space, and defense technology.
We have particular experience helping professionals who are typically 5ā15 years from retirement make sense of investments, taxes, equity compensation, retirement income, and the financial decisions that come with a successful career.
Financial Planning for a Complex Industry
Aerospace and defense professionals can spend decades building wealth through salary, retirement plans, bonuses, employer stock, equity compensation, and other benefits. As wealth grows, the financial decisions often become more complicated rather than less.
A promotion, new job, retirement offer, stock vesting, large bonus, career change, or decision to retire can affect investments, taxes, cash flow, and your long-term financial plan at the same time.
At Inclinevest Wealth Management, we look at those decisions together. The goal is to help you understand where you stand, evaluate the tradeoffs, and make decisions that keep your financial life moving in the direction you want.
Where the Financial Complexity Often Shows Up
The questions are often connected. A decision about compensation can affect your taxes, investments, retirement timing, and future income.
401(k) Decisions
Understanding investment options, contribution strategies, old employer accounts, rollovers, and how your retirement plan fits with the rest of your portfolio.
Employer Stock
Deciding how much company stock to hold, when to diversify, and how concentrated positions affect your overall financial risk.
Equity Compensation
RSUs, stock awards, options, vesting schedules, and other equity compensation can create investment and tax decisions that need to be coordinated.
Tax Planning
High income, investment gains, equity compensation, retirement accounts, charitable giving, and future retirement income can all affect your tax picture.
Career Decisions
Changing employers, accepting a new position, taking a retirement package, or deciding whether to keep working can have significant financial consequences.
Retirement Timing
The question isn't simply whether you can retire. It's when you can retire, how much you can spend, and how to turn accumulated wealth into sustainable income.
From Accumulating Wealth to Creating Retirement Income
For many aerospace and defense professionals, the years leading up to retirement are when the financial decisions become most important. You've accumulated retirement accounts, investments, employer stock, and other assets. Now you need to determine how those assets can support the life you want.
We specialize in helping professionals typically 5ā15 years from retirement answer the questions that matter most: When can I retire? How much can I spend? Which accounts should I draw from first? What will my taxes look like? When should I claim Social Security? How should my portfolio change as I move from earning income to relying on my assets?
Retirement income planning connects investments, taxes, Social Security, spending, and risk into one coordinated strategy. The goal is to give you a clearer picture of what your financial options look like before you make major decisions.
What We Help With
We help connect the financial decisions that come with a high-income career and significant accumulated wealth.
Investment Management
Build and manage a portfolio around your goals, time horizon, risk, tax situation, and need for future income.
Retirement Planning
Determine when retirement may be possible and how your assets can support your spending over the years ahead.
Retirement Income
Develop a strategy for turning investments and retirement accounts into sustainable income while managing taxes and investment risk.
Tax Planning
Coordinate investment decisions with Roth conversions, capital gains, equity compensation, charitable giving, and other tax considerations.
Social Security
Evaluate when to claim benefits and how Social Security fits into your broader retirement income strategy.
Major Financial Decisions
Evaluate the financial implications of career changes, retirement offers, inheritances, large purchases, liquidity events, and other major decisions.
Aerospace, Defense & Space Companies
We work with professionals across the industry, including employees of established aerospace and defense contractors as well as newer space and defense technology companies.
Traditional Defense to the New Defense Economy
The industry now includes established defense contractors alongside newer space and defense technology companies. That creates a wider range of compensation structures and financial decisions for professionals.
Professionals at newer companies may face questions involving private-company equity, stock options, restricted stock, liquidity events, or a transition from a private company to a public company. These decisions can have significant investment and tax implications and should be considered within the context of the broader financial plan.
Why Inclinevest Wealth Management
Fee-Only
Compensation comes directly from the people we serve, not commissions or investment products.
Fiduciary
We provide advice under a fiduciary standard and put your financial interests at the center of the relationship.
Independent
No proprietary investment products, insurance commissions, or compensation from investment companies.
Personal
We work with a limited number of households so we can stay closely involved in the relationship.
Based in Colorado, Working With Professionals Beyond Colorado
Inclinevest Wealth Management is based in Greenwood Village, Colorado, in the South Denver area. Colorado has a significant aerospace and defense presence, with professionals working across established contractors, space companies, and emerging defense technology firms.
Our work isn't limited to one employer or one location. We work with professionals and families who value independent, fee-only financial planning and wealth management, wherever they are located.
Frequently Asked Questions
Do you specialize in working with aerospace and defense professionals?
We have particular experience working with aerospace, defense, space, and defense technology professionals. Many of the people we work with are 5ā15 years from retirement and are looking for help coordinating investments, taxes, equity compensation, retirement income, and other financial decisions.
Can you help with my aerospace or defense 401(k)?
Yes. We can evaluate your 401(k) investment options and coordinate your retirement account with your broader investment and financial plan.
Can you help with employer stock and equity compensation?
Yes. Employer stock, RSUs, options, and other equity compensation can create investment, tax, and concentration decisions that need to be considered together.
Do you help aerospace and defense professionals plan for retirement?
Yes. Retirement planning and retirement income are a major part of our work. We help professionals typically 5ā15 years from retirement evaluate when they can retire, how much they can spend, how to coordinate their investments and taxes, and how to create sustainable retirement income.
Do you work with professionals at private aerospace and defense companies?
Yes. Private-company equity, stock options, restricted stock, bonuses, and potential liquidity events can create additional financial planning considerations.
Are you affiliated with any aerospace or defense company?
No. Inclinevest Wealth Management is an independent financial advisory firm and is not affiliated with or endorsed by any employer mentioned on this page.
Let's Talk About What Comes Next
Whether you're approaching retirement, managing equity compensation, navigating a career decision, or trying to bring your investments and taxes together, we can start with the questions that matter most.
Schedule an Intro CallInclinevest Wealth Management is an independent, fee-only registered investment adviser. References to specific companies are for informational purposes only and do not imply affiliation, endorsement, sponsorship, or a recommendation by those companies. Investment advisory services involve risk and are provided pursuant to an advisory agreement and applicable disclosures.