- CFP® | Fee-Only | Fiduciary
You've spent decades building wealth. Now the focus shifts to making it work for you — on your timeline, at your pace, with a plan designed around your life.
You've spent decades building wealth. Now the focus shifts to making it work for you — on your timeline, at your pace, with a plan designed around your life.
For some people in their 50s and early 60s, the biggest questions are not whether they have saved enough. It is whether they know when they can actually stop, what to do with everything they have accumulated, and how to avoid paying more in taxes than necessary.
That is when retirement planning becomes real.
Whether retirement is years away, just starting, or well underway, the work looks different at each stage. We meet you where you are.
Typically in your mid to late 40s, 50s, or early 60s — still working and starting to think seriously about the transition. You want clarity on your number, your timeline, and what needs to happen between now and retirement.
You have left the workforce or are close, and you want confidence that your money will last, your withdrawals are structured intelligently, and your tax exposure is under control.
The plan you built — or never built — now needs to function in the real world. We focus on making your money last, managing taxes on the way out, and adjusting the plan as your life changes.
Six areas where the decisions compound, and where a coordinated plan changes the outcome.
We map your projected income from every source — Social Security, pensions, investment accounts, and any part‑time work — and show how they work together over time.
Using your current assets, savings rate, and spending targets, we identify when you can realistically retire and which variables matter most between now and then.
We determine which accounts to draw from, in what order, and at what pace — balancing tax efficiency with long‑term sustainability.
We evaluate your claiming options across scenarios and help you decide when to file, including coordination strategies for couples.
Roth conversion analysis, capital gains management, and Required Minimum Distribution planning — coordinated year over year.
We model your plan across a range of market conditions, inflation scenarios, and spending changes, then translate the results into a clear confidence score so you can see where adjustments matter most.
Clients come to Inclinevest for disciplined, long‑term investment management, with guidance on retirement and major financial decisions.
The RetireWell™ Process integrates both — keeping investment strategy and planning aligned over time.
Schedule a complimentary introductory call. We’ll spend 30 minutes getting clear on where you are, where you’re headed, and whether Inclinevest is the right fit.
The information on this page describes the retirement planning services Inclinevest offers and is general in nature. It does not constitute specific investment, tax, or legal advice and does not establish an advisory relationship.
Retirement projections, confidence scores, and stress tests are hypothetical and based on assumptions that may not be realized. Actual results will differ. Planning outputs should be reviewed regularly as circumstances change.
